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Current 30 year fixed mortgage rates wells fargo.
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If we add 250 basis points we get a 30 year fixed around 3 15 which sounds about right with some mortgage lenders.
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But don t hold your breath.
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Wells fargo s main mortgage offerings are its 30 20 and 15 year fixed rate loans.
Look up current rates on a variety of products offered through wells fargo.
Again they ve got no incentive to lower interest rates from where they are at the moment.
The interest rate is based on the interest rate for the 30 year fixed home mortgage product and is not the fha loan rate.
Use our mortgage payment calculator to find your rate.
The rate indicated is also based on a refinance of the primary residence of a single family with 1 to pay towards the loan origination charge.
Wells fargo bank is currently advertising a conforming 30 year fixed mortgage rate of 5 25 percent.
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Today s national average for a 30 year mortgage is 5 22 percent.
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Use annual percentage rate apr which includes fees and costs to compare rates across lenders rates and apr below may include up to 50 in discount points as an upfront cost to borrowers and assume no cash out.
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These are very typical in length though some lenders will forgo a 20 year option which is again a testament to.
If the spread was more typical lenders could be offering the 30 year fixed at closer to 2 50.